Individuals & Families

Open enrollment is Nov. 1 to Jan. 15, 2024. Get quality, convenient care from your choice of Hawaii’s top doctors and hospitals with an HMSA Affordable Care Act plan.

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If you’re no longer eligible for QUEST, please check with your employer to see if you’re eligible of health insurance coverage. Otherwise, you may be eligible for federal assistance. Click here to learn more.

What we offer our members

Generic drug benefits ACA Plans

Generic drugs are available for a copayment even before you meet your deductible. This benefit isn’t included in the Catastrophic Plan.

Adult vision benefits ACA Plans

Get an annual vision exam and a new pair of glasses or contacts with no copayment.


With HMSA365, you can choose from hundreds of exclusive discounts on vision and hearing products, massage therapy, and more. With ChooseHealthy, you can save on popular health and fitness brands. With Active&Fit Direct, you can access more than 1,500 digital workout videos.

ACA Plans These benefits are included in an Affordable Care Act-compliant plan.

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Archived plans

These plans are still supported by HMSA, but may not be accepting new members. If you’re a current subscriber of these plans, find more information here.

View plans

Holiday Schedule

Our call center will be closed on these dates in observance of the holiday. Hope you enjoy the day with your family and friends.

New Year’s Day
January 1

Martin Luther King Jr. Day
Third Monday in January

Presidents’ Day
Third Monday in February

Memorial Day
Last Monday in May

Independence Day
July 4

Labor Day
First Monday in September

Veterans’ Day
November 11

Fourth Thursday in November

Christmas Day
December 25

ACA Individual brochure
2024 plan brochure [PDF]

Summary of all plans

Photo of Bev Iraha

I chose HMSA because it’s easy and there’s no hassle. I wouldn’t take a chance with anything else.

Bev Iraha
Makiki, Oahu
HMSA member for 10 years