Caring for the people of Hawaii is our promise and our privilege. Working together with employers, partners, and physicians and other health care providers, we promote wellness; develop reliable, affordable health plans; and support members with clear, thoughtful guidance.

HMSA is the most experienced health plan in the state, covering more than half of Hawaii’s population. As a recognized leader, we embrace our responsibility to strengthen the health and well-being of our community.

Headquartered on Oahu with centers statewide to serve our members, HMSA is an independent licensee of the Blue Cross and Blue Shield Association.


A Hawaii where families and communities enjoy ever-healthier lives.


Together, we improve the lives of our members and the health of Hawaii. Caring for our friends, families, and neighbors is our privilege.

Code of Conduct

HMSA is committed to conducting our business with integrity using the highest standards and rules of ethical business conduct.

Our Code of Business Conduct [PDF] is a formal statement of that commitment, which sets standards for our employees and board members.

Individuals and organizations conducting business with HMSA must also abide by applicable provisions of the Code of Business Conduct and these vendor guidelines.

Philosophy of Care

Our philosophy of care [PDF] expresses our commitment to give members the quality health care they deserve.

Member Rights and Responsibilities

HMSA respects members' rights and responsibilities [PDF]. Our policies uphold our members’ rights and support their responsibilities to work with their health care providers to advance their health.